Public Service Credit Union is presenting this free seminar to help you develop a basic budget to learn where you are spending your money and where you can save.

If you?ve never developed a budget because it seems too complicated, takes too much time, or you think it means you?ll never be able to spend money on the things you enjoy, then let us help! Don?t think of it as a budget ? think of it as a plan to spend your money.

We?ll help you understand the steps to creating a spending plan, identify spending leaks and find ways to save. You?ll learn how to set goals, and we?ll introduce you to free financial tools you can use to help you reach those goals.