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Adams Bank & Trust is a family owned and operated community bank founded in 1916.
At FNBO, we like to think of ourselves as the “great big, small bank,” large enough to provide the expertise and resources necessary to handle any financial need, yet small enough to know you personal
FNBO's mission is grounded in building and maintaining long-term relationships by delivering a superior customer experience.
With more than 165 years of experience meeting our customers’ financial needs, FNBO has built a reputation for service few banks can match.